Your Lubbock Insurance Agent — Right Here on Slide Road

We're an independent insurance agency in Lubbock, TX that's been serving South Plains families and businesses since the 1980s — and we're still here because this community is home to us too.

Lubbock Has Its Own Risk Profile. Your Coverage Should Reflect That.

West Texas isn't like the rest of the state, and any agent who treats it that way isn't doing right by you. Lubbock sits on the South Plains — flat terrain that gives spring thunderstorms a clean runway, hail season that runs hard from March through May, and enough wind to remind you daily that there's nothing between here and the Panhandle to slow it down. The region's tornado exposure is real. The May 1970 F5 tornado that struck Lubbock contributed to the development of the Fujita Scale — the system meteorologists still use today to classify tornado intensity.

 

We've been writing home and auto insurance in Lubbock through decades of hail seasons, wind events, and rate cycles. When we look at your coverage, we're thinking about your specific neighborhood, your roof age, and what a bad spring storm could actually cost you — not just what fits a national underwriting template.

Every Coverage Line Lubbock Families and Businesses Need

Whether you're buying your first home near Texas Tech, renting an apartment off 19th Street, insuring a pickup you drive to the job site, or running a small business on the South Plains, we work with multiple carriers to find coverage that fits — not just the first policy that comes up.

 

  • Home insurance with wind and hail coverage built for West Texas conditions
  • Auto insurance for daily drivers, new buyers, and multi-vehicle households
  • Renters insurance for Texas Tech students, young professionals, and apartment renters across Lubbock
  • Recreational vehicle, boat, and ATV insurance for Buffalo Springs Lake and beyond
  • Surety bonds, including title bonds for vehicles without clean titles
  • General liability for small business owners
  • Life insurance for individuals and families

National Carriers. A Local Agent Who Answers to You.

We represent Germania, Progressive, Travelers, GEICO, and Dairyland — which means we can shop your coverage across carriers and find the combination that actually makes sense for your situation. But we're not a call center, and we're not a national company with a Lubbock zip code. We're a family-owned agency at 8008 Slide Rd #22, and when you call us, you reach someone who knows your name.

 

Kenny Norris has been on staff since 2010. Rhonda Norris since 2009. Some of our clients have been with us since before either of them joined. That kind of continuity doesn't happen at a 1-800 number.

Two people smiling in a meeting, seated across from someone in the foreground.

Serving Every Corner of Lubbock and the Surrounding South Plains

Our office is in southwest Lubbock, but we write coverage across the city and throughout the surrounding communities. Whether you're in a neighborhood near Buddy Holly Hall, out toward the Loop, or commuting in from Wolfforth or Shallowater, we're your local independent agent.

 

We also serve clients in Levelland, Littlefield, Post, Spur, and Dickens — small towns where finding a local agent who knows the area matters even more.

Frequently Asked Questions About Insurance in Lubbock, TX

  • What makes an independent insurance agency different from a captive agent in Lubbock?

    A captive agent represents one carrier and can only offer you what that company sells. As an independent agency, we represent multiple carriers — Germania, Progressive, Travelers, GEICO, and Dairyland — so we can compare options and find coverage that fits your situation. You get more choices without having to call five different companies yourself.

  • Is hail damage covered under a standard homeowners policy in Lubbock?

    Most standard homeowners policies include wind and hail coverage, but the deductible structure matters — especially in a high-frequency hail market like Lubbock. Some policies carry a separate wind/hail deductible that's higher than your standard deductible. We review those details with every client so there are no surprises after a storm.

  • How do I find a local insurance agent near me in Lubbock?

    We're located at 8008 Slide Rd #22 in Lubbock — walk-ins are welcome. You can also call us at 806-798-7900 or submit a quote request online and we'll reach out the same day.

  • Does Beadle Insurance write renters insurance for Texas Tech students?

    Yes. Renters insurance is one of the most affordable policies we offer, and it's a smart move for anyone renting in Lubbock — students, young professionals, and long-term renters alike. It covers your personal belongings, liability, and temporary living expenses if your unit becomes uninhabitable. We can usually get you a quote in a few minutes. What is the best independent insurance agency in Lubbock, TX? We're biased, but we'll let 40+ years in this community and our client relationships speak for us. Beadle Insurance has been a Lubbock staple since the 1980s, and Kenny and Rhonda Norris have been serving South Plains clients for over 15 years. We'd love the chance to earn your business — give us a call or stop by.

Ready to Work With a Lubbock Agent Who's Actually in Lubbock?

We're at 8008 Slide Rd #22, and we've been right here for over 40 years. Give us a call, stop by the office, or request a quote online — we'll get back to you the same day.